Maine Finance

Oct 7 2017

Sued By Debt Collector #collection #harassment, #debt #collection #laws, #creditor #harassment, #debt #collection, #collectors, #arbitration,


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Are you being sued by a creditor, bill collector or collection agency on old credit card debt or a zombie debt. You may have a defense to the lawsui t.

Just because a creditor or debt collector sues you does not mean that they are automatically entitled to a judgment. They still have to prove their case. So if you have the time, hire an attorney to defend your case. Whether you hire us or someone else, it is better to hire a lawyer than to go it alone. Even though you know the facts of your case best, you are no match for the crowded courtroom and the experienced lawyer representing the creditor or collection agency. If you go it alone and lose, a judgment will be issued against you.

Defending yourself in a zombie debt lawsuit is like taking out your own appendix. It can be done, but rarely is it pleasant or successful. The cost of a lawyer may be more than the credit card debt but the long-term effects of a judgment are even more costly. If a judgment is issued against you, the creditor or debt collector can attempt to garnish your wages or your bank accounts. The judgment can affect your credit rating. It may impact your ability to get credit. It may impact what you pay for car insurance. It can affect your job (especially if you have a security clearance) or your ability to get a new job in the future.

We regularly defend debt collection lawsuits and can assist you in many ways. Though we cannot guarantee dismissal of the lawsuit, we can help to try and prevent a judgment from being issued against you and, as a result, help protect your wages, your bank account and your credit rating and keep your automobile insurance rates from being increased. As an example, sometimes a case can be dismissed because there is a technical defect in the case. This is something a non-lawyer would overlook or have no idea of its significance. Sometimes your case must be tried to a judge or a jury. We are familiar with the rules of evidence and procedures which are used at trial. A non-lawyer will not have knowledge of these rules.

Please click here to contact our office i f you are being sued by a creditor, debt collector or collection agency . We can help you protect your rights.

Recent Lawsuit Results

Unifund CCR Partners v. Wharton – Prince George’s County

Case dismissed – no judgment against Mr. Wharton

Worldwide Asset Purchasing v. Williams – Calvert County

Case dismissed – no judgment against Mr. Williams

Pasadena Receivables v. Packett – Anne Arundel County

No judgment against debtor. Settlement reached: M s. Packett only required to pay 45 % of the amount sued for by Pasadena Receivables and no payment towards Pasadena Receivable’s attorney’s fees.

Capital One Bank v. Jenkins – Prince George’s County

Case dismissed – no judgment against Ms. Jenkins.

RJM Acquisitions v. Hawkins – Baltimore County

No judgment against debtor. Settlement reached: Ms. Hawkins only required to pay half of amount sued for by RJM and no payment towards RJM’s attorney’s fees.

Unifund CCR Partners v. Will – Anne Arundel County

No judgment against debtor. Settlement reached: Mr. Will only required to pay 25% of amount sued for by Unifund and no payment towards interest or Unifund’s attorney’s fees.

Credit Acceptance Corporation v. Williams – Montgomery C ount y

No judgment against debtor. Settlement reached: Ms. Williams only required to pay three-fourths of amount sued for by Credit Acceptance and no payment towards Credit Acceptance’s attorney’s fees.

Atlantic Credit Finance v. Will – Anne Arundel County

No judgment against debtor. Settlement reached: Mr. Will only required to pay 40% of the amount sued for by Atlantic Credit Finance and no payment towards Atlantic Credit Finance’s attorney’s fees.

Unifund CCR Partners v. Barnes – Prince George’s County

No judgment against debtor. Settlement reached: Mr. Barnes only required to pay 6 0% of the amount sued for by Unifund CCR Partners and no payment towards Unifund CCR Partner’s attorney’s fees.

Palisades Collection v. Middleton – Prince George’s County

Case dismissed – no judgment against Ms. Middleton.

Pasadena Receivables v. Mullerfils – Prince George’s County

No judgment against debtor. Settlement reached: M s. Mullerfils only required to pay 45 % of the amount sued for by Pasadena Receivables and no payment towards Pasadena Receivable’s attorney’s fees.

CACH, LLC v. Amago – Baltimore County

Case dismissed – no judgment against Ms. Amago.

Sample List of Debt Collection Companies

( We do NOT represent any of these companies )

Account Receivables Management

Account Services Collections

Accredited Collection Agenc

AC S Debt Collection

Active Credit Services


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